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Archive for January, 2009


Seven Money Mistakes To Avoid- Thanks USAA

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

Seven Money Mistakes to Avoid Posted: 09/01/2007 Print 1. Piling Up Debt Using credit cards responsibly can help you build good credit so you qualify for lower interest rates on loans. But charging your cards to the max and not paying them off is a sure ticket to trouble. Pay in cash instead to keep spending within your means. 2. Ignoring Murphy’s Law Bad luck would have it that you’re involved in an accident the day

Basic Tips On Applying For Cheap Loans Online

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

January 31, 2009 – 7:35 am | by Jim O’ ReillyHere are some suggestions on researching secured and unsecured loan offers online:- Lenders consider a range of variables when working out how much you can borrow, like your income, work status, expenses and credit history. Different brokers use different rules but most of them share these guidelines. The most prominent financiers are subsidiaries of the main clearing banks and they can negotiate competitive rates to guarantee you a finance deal that

Buying a new car more efficient than the one you had provides instant gratification. The new car smell, the glossy dent-free body, the spotless carpeting and, most importantly, fewer trips to the filling station all bring on a little smile.But making home improvements to cut energy consumption has little immediate impact on your psyche. Few are so proud of their new heating system that they show it off to friends. It’s hard to view additional insulation in your attic with great pride. New, more

Not-so-secret Diary of a CPA

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

As part of my blogging activities, I regularly check out the wordpress statistics related to this blog, Five Cents Ten Cents. One of the interesting search terms that led someone to my blog was “life as an accountant”. This has been floating around the edge of my mind and I thought perhaps it was a way for me to write down my experiences being a CPA or Certified Public Accountant (Non-Practising) in Singapore. How I ended up earning my daily bread My path towards becoming a CPA was conventio

Lose your job, Hyundai will take your car back (National Post)

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

New car buyers offered a new type of protection in more gloomy times

What will the Bend Over Republicans do with tax cheat Tom Daschle?

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

Before we get to tax cheat Tom Daschle, let’s recall the names of the Bend Over Republicans who pooh-poohed Treasury Secretary Tim Geithner’s tax troubles and accused critics of “thinking in small political terms.”On the Senate Finance Committee, B.O. Republicans Mike Crapo, Orrin Hatch, John Cornyn, Olympia Snowe and John Ensign all determined that Geithner’s “tax goofs” worth $43,000 did not disqualify him from the job of overseeing everyone else’s taxes.On Jan. 26, when the full Senate voted,

Shades of green in car industry bail-out

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

The British automotive industry is to receive more than �2bn in soft loans - but must make some environmental concessions if it is to get the cash.

How Much Can I Borrow?

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

How Much Can I Borrow?The amount you can get on a home equity line of credit depends on several factors in addition to the amount of equity you have in the house. These include the policies of the lender, your credit rating, your income, and sometimes the age and location of your house. The amount of the credit line is sometimes expressed as a percentage of the home value. For example, if a lender advertises “Borrow up to 95% of your home value,” here’s what it means. Take 95% of the hou

Use of Free Car Lands Tom Daschle in Tax Trouble (New York Times)

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

The nominee for health and human services failed to pay more than $128,000 in taxes, mostly for free use of a car and driver, officials said.

The Pluses And Minuses Of Acquiring A Used Car

Jan 31, 2009 Author: Car Finance Expert | Filed under: Car Finance and Loans

Posted by joanne on January 31st, 2009 at 07:53amThe purchase of automobiles, trucks, and their accessories become such a significant expense to most of us that we should all be very cautious in our purchases - especially when the vehicle is used.More used cars are bought and sold every year in the U.S. than new cars. The market is huge and the savings, compared to purchasing a factory-new vehicle, are enormous. However, there are some downfalls to used car purchasing too. To learn about some of