What if my credit isn’t perfect, will I still receive a response? Yes. MortgageFindersUSA is connected to a national network of lenders who are specialists in all types of loans. In many cases we have lenders who can approve loans for customers with former bankruptcy and foreclosure on their credit. You don’t need to have perfect credit to be approved. Just try to be as accurate as possible on your application.Yes. Unless the judgment is based on the kind of debt which would not be discharged (