Matt Padilla of the Orange County Register has done it yet again… reported a story about loan modifications without having the foggiest idea what’s actually going on. I don’t know about everyone else, but it’s getting annoying, as far as I’m concerned. It’s not that I expect Matt to get everything right… I don’t. It’s just that I expect him to get it right once in a while, and when it comes to the topic of getting your loan modified, well… he hits like a girl. Here’s my response to Matt’s